Surplus lines insurance is a specialized type of coverage for risks deemed too complex or unconventional for standard insurance markets. When traditional insurance carriers are too expensive or decline to provide coverage due to the ...
There exists a procedure that often strikes fear and uncertainty into the hearts of policyholders that contact me: the Examination Under Oath (EUO). I have witnessed firsthand the confusion and apprehension that this process can ...
I have seen countless cases where my clients have suffered significant losses due to property damage, only to face further hurdles in the insurance claim process because they lacked proper documentation of their contents. It is a ...
If you are considering purchasing an insurance policy with a co-insurance requirement, it is essential to understand the concept of co-insurance and the potential implications for your coverage.
Co-insurance is defined as a ...
In recent months, North Carolina has found itself at the center of a heated debate surrounding proposed insurance rate hikes that could potentially impact residents, businesses, and the overall economic landscape of the state. The ...
